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Apply for a personal loan online

Say hello to RateSetter

We’re working with RateSetter while we develop online applications for personal loans. If you’re after an online application, individual rates and flexible repayment terms, you can use them to get the loan you’re looking for.

Rates and fees tailored to you

RateSetter’s personal loan rate starts at 3.9% APR. The rate you’re offered will be based on your circumstances and the details of your loan. Any fees will also depend on your credit profile.

Instant quotes and easy online application

Get an instant quote with RateSetter and you’ll find out your rate straightaway – this won’t affect your credit score. Then, it only takes a few minutes to apply online.

Quick decisions, no waiting around

You’ll have an answer within 24 hours. If you’re approved, the money will be in your account the next working day.

Representative example of a RateSetter personal loan at 4.9% APR fixed

If you took out a loan with RateSetter for £10,000 on a five-year term at a fixed interest rate of 2.7% per year:

Your monthly repayment amount would be £187.94, and your total repayment amount would be £11,276.50. This includes a fee of £550.

Loans are subject to status and affordability, and the rate and fee you pay will depend on your credit profile. Before entering into a loan agreement, make sure you read the terms and conditions carefully.


Find out more and get an instant quote from RateSetter

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For online personal loans we’re working exclusively with RateSetter, a trading name of Retail Money Market Ltd, which is a wholly owned subsidiary of Metro Bank PLC.