Business and commercial Online Banking

All the essentials you get with personal banking, perfect for small businesses and start-ups

Make one-off or regular UK payments, track what's going in and out of your account, view important documents and manage your cards. Business Online Banking is free and simple to use. It can also be easily accessed on our Metro Bank app.

You can use Business Online Banking with any of our business current accounts. For more information, see our Business Online Banking Important Information Summary and Business Online Banking Terms & Conditions. 

More convenient and flexible ways to pay

Business Online Plus is a cost-effective option if you need to make large CHAPS, BACS or international payments, but you only need account access for a few people.

You can access competitive, real-time FX rates for international payments and transfers, in up to 16 currencies. This means that you can be confident that your conversion rate is fair and reflects live market conditions.

You can even lock in a guaranteed exchange rate up to 2 days in advance of your transaction, giving you more control over when payments are received by your customers.

Enhanced transaction searches let you audit reports to manage your finances more easily.

Make payments up to £50,000, with dual authorisation if you need it. We'll set up the user types on your account automatically for you in store, and you can customise these if you want – for example, setting the maximum payment a user can make.

You’ll need a Business Bank Account to use Business Online Plus. For more information see our Business Online Plus Important Information Summary and Business Online Plus Terms and Conditions.

If you started using Business Online Plus before 9 January 2014, our Important Information Summary October 2013 - 9 January 2014 and Terms and Conditions October 2013 - 9 January 2014  are the documents you need.

Made for large, established businesses with big finance teams

Create different levels of access for multiple user accounts, with permissions to view, input, verify, authorise and administer payments. Enhanced audit and search features mean you can track and manage your cash flow, finances and bottom line.

You can access competitive, real-time FX rates for international payments and transfers, in up to 16 currencies. This means that you can be confident that your conversion rate is fair and reflects live market conditions.

You can even lock in a guaranteed exchange rate up to 2 days in advance of your transaction, giving you more control over when payments are received by your customers.

You’ll need a Commercial Current Account or Community Current Account to use Commercial Online Banking. For more information, see our Commercial Online Banking Important Information Summary and Commercial Online Banking Terms and Conditions.

Need help? Give our Commercial Support team a call on 0203 402 8316 between 9am and 5.30pm Monday to Friday, or email commercial.support@metrobank.plc.uk.

Our guides will help you make the most of your Business Online Plus and Commercial Online Banking. You can view them here and download them to keep.

Administration, Preferences and Audit Reporting (PDF)(1.6MB)

Login, Balance and Transaction Reporting (PDF)(3.7MB)

Exporting Transaction Data (PDF)(1.9MB)

Making Transfers and Payments (PDF)(1.9MB)

Bulk and Batch Payments (PDF)(1.8MB)

Transaction Approval (PDF)(2.0MB)

Beneficiaries (PDF)(2.9MB)

For Business Online Banking, you need to use:

• Internet Explorer 11.0 or above
• Mozilla Firefox 76.0 or above
• Safari 12.0 or above
• Google Chrome 81.0 or above
• Microsoft Edge 82.0 or above

For Business Online Plus or Commercial Online Banking, you need to use:

• Mozilla Firefox 76.0 or above
• Microsoft Edge 82.0 or above
• Microsoft Internet Explorer 11.0 or above
• Google Chrome 81.0 or above
• Apple Safari 12.0 or above